Buying a home is often the biggest, most complex and infrequent transactions you will ever make in your lifetime. We’ve created this interactive workbook to help educate and prepare you for the process, and show you how we go above and beyond to help our clients achieve success!
A licensed real estate agent will use their expertise and experience to guide you through the process of purchasing a home. They have a fiduciary responsibility to represent your best interests, not the sellers. Real estate agent commissions are paid for by the seller, so working with a Realtor® to purchase your home typically does not cost you anything.
Choosing your lender is a critical step in the home buying process if you plan on financing your new home. A good lender will not only get you the best terms on your mortgage, but will also be readily available to answer your questions and communicate with you throughout the process. Ask your real estate agent for their recommendations as it relates to your own situation.
Now that we have figured out how you will be purchasing your new home, it’s time to start looking at properties! There are dozens of apps and websites available to the public that allow you to search for properties. Feel free to use the one you’re most comfortable with, just know that some of these platforms are limited and can be inaccurate. We recommend using the Compass mobile app for iPhone or Android!
So, we’ve found “the one!” Now it’s time to make an offer. Your real estate agent will discuss with you the price and terms and put together the legal forms to purchase. Once these documents are signed by all parties, it becomes the contract.
Congratulations, our offer was accepted! We are officially “under contract” and the clock has started ticking down to settlement. It is now time to start working on the contingencies and requirements outlined in the contract.
The last step in the home buying process is getting to the settlement table. Prior to closing on the home, you will need to obtain homeowners insurance for the property. Part of your monthly mortgage payment will be put into escrow to pay the insurance premium. You will also need to setup utilities to start service for the day you take ownership.
After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.
If you're looking for a Realtor®, you need to call James! Prior to finding James, I had been interviewing Realtors® for 3 months to sell my house. I had been a Realtor® 15 years ago and had 10 years of experience in different aspects of real estate and marketing. I knew it was going to be a tough job finding someone I liked. I had very high expectations. After speaking with many Realtors® who missed their appointments, no interest in seeing the property until the renovations were finished, throwing numbers at me that I wasn't comfortable with. I was starting to give up hope. I stumbled upon James' video talking about current real estate trends, chec...— Juri L.
James was fantastic. We were searching for a home to purchase while out of state. James was very helpful in searching for potential homes. Because we couldn’t be there for showings in person, James gave us very thorough tours via FaceTime which isn’t the easiest thing to do. Throughout the entire process, he was very honest, thorough, responsive, and hardworking. We couldn’t have asked for a better Realtor®. We’ll be sure to refer him to anyone we know in the area looking to buy or sell a home. We will also choose him as our Realtor® in the event that we sell in the future. We highly recommend him.— Carrie S.
James was absolutely wonderful to work with! We walked in as excited first-time home buyers but quickly became nervous with all of the uncertainty surrounding the pandemic and new restrictions going into place daily. At one point we weren't even sure we'd make it to settlement! But James has a positive yet realistic approach and remained grounded through the entire process. He communicated with us frequently and made sure we understood each step of the way. We truly appreciate everything he was able to help us with and look forward to working with him again in the future.— Becka V.
Yes, I may have the same last name, but James of the Real Creative Group is top-notch and wants everyone to have a great experience, regardless of if they’re related to him or not. He helped me buy my first house earlier on in his career as a Realtor® and has grown exponentially each year since then. He is creative and knowledgeable. Growing up with him, I can attest firsthand that he always strives to be the best at what he does. Whether it’s buying or selling, James will do whatever he can to make sure you have the absolute best experience.— Amanda B.
James was such a pleasure to work with. He came highly recommended and did not disappoint. We never felt pressure from him. I was especially grateful to James when we were looking for a new home. He really has an "eye" for what is good in a house and what will need some work. We were so impressed with James and his awesome marketing capabilities. The video he produced was "Hollywood" quality. We had a contract on our house in 48 hours, all during the beginning of the COVID pandemic. Go with James, you will be glad that you did!— Kara H.
James from the Real Creative Group gave us a top-notch experience from beginning to end! He knows what it takes to sell a home and got the job done well beyond our expectations. James used clever and effective marketing strategies to get our home the attention that it deserved. He kept us well informed at all times and made our home buying and selling experience hassle-free! We had multiple offers over the asking price within 1 weekend. Highly recommend James and his entire "go-to team" if you are buying and especially selling a home.— Michelle F.
We're here for you, whatever your real estate needs may be. Whether it's finding a new home or selling an old one; we've got the knowledge and expertise to get the job done right!